Ms. Malika Prasad is a professional in Insurance and financial services, with an experience of 36 years with the GIANT BEHEMOTH LIC . Has rich experience of HR ,  Customer servicing , Marketing operations and RTI , driving change , growth and operational excellence . Responsible for taking ahead the Marketing CLIA Channel in LIC , apart from bringing about Change in HR practices. Proven track record of successfully monitoring the RTI portfolio of LIC , along with Claims,  Policy Servicing and Marketing Operations.